FREE GIFT - Discipline 4 The Law of Attraction
Hello everyone,
Those of you who know me, are familiar with my belief:
to benefit from the Law of Attraction, you must develop
a number of structures, or Habits.
That requires discipline.
Some of you are already wrinkling your nose.
Well, here is another opportunity - freely provided - to
strengthen your discipline-following muscle.
It is called, not surprisingly, Blisscipline.
Check it out at
http://www.powerfulchoices.net/BLISScipline_AIM.htm
It will test your patience and persistence.
But if you persevere, the rewards are enormous.
Let me know if you try it.
Share your experience, insights and 'WINs'.
Then, I will tell you some of mine.
Blessings and Bliss be upon you !
Dinnah Pladott
Copyright 2007 Dinnah G. Pladott, Ph.D., All Rights Preserved
www.leadership-skill.com
www.astrocoach.com
http://www.myspace.com/coachdinnah
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BLISSCIPLINE - The Free Gift
Tuesday, November 6, 2007THE TOP 10 HABITS 4 FINANCIAL HEALTH
Saturday, November 3, 2007THE TOP TEN HABITS 4 BUILDING FINANCIAL HEALTH
The bottom line in Building a Healthy Financial Foundation has been all but obstructed by all the rosy cotton-candy hype surrounding the Law of Attraction.
There is really ONE (1) basic or foundational habit that you must master. That is, you must master one habit if you really want to enjoy financial health: KNOW YOUR NUMBERS!
KNOW YOUR NUMBERS, I
1.Track all your expenses and income, daily.
2.Track all your assets and liabilities, weekly.
3.Track your investment portfolio, weekly.
Start this habit early – when you have little or no money, and little or zero investments and assets.
Continue practicing this habit as your wealth increases.
Making money is not difficult. Keeping your wealth from flying out of your life is the big Challenge.
KNOW YOUR NUMBERS, II
A.Know and track the APR you are paying on your credit cards.
Unaware of the nature or number of APR? Learn all about it
http://www.federalreserve.gov/Pubs/shop/
B.Know what this APR costs you for every $100.- you borrow or charge.
C.Know what Compound Interest is, and how it works when you borrow or charge $$..
If you have no clue about Compound Interest, go here:
http://math.about.com/library/weekly/aa042002a.htm
D.Know how much you need to pay every month (beyond the Minimum Payment) in
order to prevent your CC debt from mushrooming out of control.
KNOW YOUR NUMBERS III
1. Know how Compound Interest can work for you, when you bank your money
http://math.about.com/od/formulas/a/compound.htm
The more you understand these numbers and how they work, the more you will see
where your money gets a better return.
A higher APR AND a better Compound Interest can make a big $$$ difference. (Compounded weekly ? Monthly ? Quarterly?
Not All Compound Interest rates are created equal).
2.Know the strengths and the weaknesses of various ‘parking’ options for your money:
Certificate of Deposits (CDs) and Money Market Accounts (MMs).
Understand the value and the shortcoming of the liquidity of one,
the higher rates of the other,
and the way each specific offer provides its own Compound Interest formula.
http://www.bankrate.com/brm/news/DrDon/20020926a.asp
Overwhelmed by all these numbers and terms? Start learning.
Step by Step.
A CAUTIONARY TALE
Listen to the cautionary tale of a rock star – one that luckily ended well.
In the Sunday, October 28 2007 Business Section, Duff McKagan,
currently of the Velvet Revolver rock band,
remembers back to his Guns N’ Roses heady days in the 1980’s;
when “torrents of money streamed into his wallet from multiplatinum albums”.
He had, he says, little interest in tracking his cash,
a lack of interest that grew out of ignorance: “we knew nothing about money.”
Only after losing wads of cash, did Mr. McKagan make a wise decision:
‘he gave up partying and went back to school to study business.’
Today, the reporter, Janet Morrissey tells us, “Mr. McKagan, 43,
tightly monitors the finances of his current band, Velvet Revolver.”
Be smart; start learning all about money and numbers NOW.
Warm Regards
Dinnah Pladott
Copyright Dinnah G. Pladott, Ph.D., 2007 All Rights Preserved
www.astrocoach.com
http://www.myspace.com/coachdinnah
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