Update Registration Links, Develop Financial Foundtions 4 Success

Developing Financial Foundations 4 Success to Benefit from The Law of Attraction. I. Tracking Your Money


Hello, everyone.

Sorry, there was an html mistake in yesterday's blog, which made registration to the teleclass more difficult.

Best ways to register for the FREE teleclass are:

I. Go to go to www.teleclass.com, and search for class #9766-1.

OR

2. Send an email to free@teleclass.com, and include in the Subject Line 'class # 9766-1.'

So, it would look like this:
TO: free@teleclass.com
SUBJECT: Class #9766-1

To recap:

Class Title: Developing Financial Foundations 4 Success to Benefit from The Law of Attraction. I. Tracking Your Money
Dates/Times: Four non-consecutive Wednesdays, September 19,26, October 10, 31, 2007, 8-9PM Eastern/NY time.

Hurry up and register. Space is limited.

I look forward to 'seeing' you all on the calls.


Dinnah G. Pladott

Copyright Dinnag G. Pdadott, Ph.D 2007, All rights Reserved

FINANCIAL FOUNDATIONS 4 SUCCESS TELECLASS

9766. Developing Financial Foundations 4 Success to Benefit from The Law of Attraction. I. Tracking Your Money (TeleClass)
Section: 1

Following my last post, I decided to Give Away a gift to those who would like to build a financial foundation, in the form of a FREE teleclass.

To see the details of this class on www.teleclass.com, search for Class #9766-1.


You can also register via email, by emailing to www.teleclass.com, with the following details:

TO:free@teleclass.com
SUBJECT:9766-1

This class is given on four non-consecutive Wednesdays, September 19,26, October 10, 31, 2007, 8-9:00 PM Eastern/NY.

SPACE IS LIMITED !

So, what are you waiting for ? Register NOW.

I look forward to 'seeing' you there.

Dinnah Pladott

Copyright Dinnah G. Pladott, Ph.D., 2007 All rights Reserved

Visit www.leadership.com

TOP TEN HABITS TO DEVELOP TO MANAGE YOUR MONEY

TOP TEN HABITS TO DEVELOP TO MANAGE YOUR MONEY

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This is the first post in a series, covering the steps and stops along the continuum 'Making money, Tracking money, Saving money.....Creating wealth'
* * *

It is a well kept secret that basic money management skills are essential if you want to achieve any of your financial goals.

These skill must become ‘habits’ – something you use naturally, consistently and systematically. Like you brush your teeth in the morning. No exception, no excuse.

The list below may look ‘basic’ – and these skills or habits are, indeed, basic.

But in my experience as an individual person, and as a coach, they have to be re-learned and re-absorbed each time we move ‘up’ a grade.

In each successive ‘higher level’, these habits have to be newly embraced, and applied afresh to the new situation and the new challenges.

If you do not turn these skills into 'habits,' or 'second nature, ' you will NOT be able to meet your higher-level financial goals successfully.

Here are my choices for the Top Ten:

1.Develop and Keep Records of all your assets and all your liabilities (debt).

2.Balance weekly both your checkbook and your account(s)..

3.Check your Expenses/Income ratio, by tracking you daily expenses for a whole month.
Keep a record.

4.Priroritize the expenses you tracked as “HIGH”, “Medium,” and “LOW” priority. Keep a record of that list.

5.If your Expenses exceed your Income, or if you are in debt above Five Thousand Dollars ($5000.-), develop a Repayment Schedule and an Expense Budgeting Plan. The time-duration of the Budgeting Plan depends on the extent of your debt, or on the extent of the gap between your expenses and your income. For each successive Higher Level you go to, raise the sum of money by adding a 0.

6.Budgeting Plan: Reduce your expenses by cutting out lower-order priority expenses, starting with the lowest priority.

You cut out first all “low priority” expenses on a monthly basis. If necessary, you cut out “medium priority” expenses for as long as it is necessary to balance your Income/Expenses ration, and to pay your debt.

6.ALERT: One of your High Priority expenses is paying the Minimum Payment on all Credit Cards. Each Past Due payment gets reported to the credit bureaus, and damages your Credit Rating.

7.Paying down your Credit Card debt, or your other loans, is a High Priority expense. Making substantial payment to bring your debt amount down must come BEFORE any “medium” or “low” priority expenses.

8.If you have substantial credit card debt (your expenses exceed your income), carry only ONE credit card in your wallet.

All other credit cards should be placed in a locked box that you cannot access easily.

9.Do NOT cut out or cancel credit cards indiscriminately.

KEEP your two oldest credit cards, even if they are in the locked box.

The fact that you carry credit cards over a long time adds to your credit score.

10.Become informed about APR – the annual percentage interest rate. .

Check what each credit card is charging you. If you are to cancel any, the Higher interest rate cards should be canceled before the Lower interest rate ones.

Does the thought of practicing any of these habits make you groan ‘boring, b-ooo-o-ring?

Well, get over it.
Consider the fact that in order to build a strong building, a strong foundation must be put in place.

These ten habits are the foundation for your capacity to achieve financial success.
Isn’t it worth it to be bored for a while ?

Let me know how you are doing in implementing these habits!

Dinnah G. Pladott

Copyright 2007 Dinnah G. Pladott, Ph.D.

LESSONS 4 CULTURE + BUSINESS SUCCESS

THE FATE OF ‘OBSCURE DVDs’ – LESSONS for CULTURE + BUSINESS SUCCESS ?

Part 5

IT IS GOOD BUSINESS TO TURN A CRISIS INTO AN OPPORTUNITY

You can see how excited I get just remembering these two very inventive, very UNUSUAL productions.

But you see, Gelb might not have been able to convince his board to go with the irreverent changes and inventions, had they not all been aware of the ‘dire future for operaa’ consensus.

So I am going to end where I begun – with the question ‘how will the slump in the DVD market affect the culture in the US’ ?

People from Europe often blame the Americans for being ‘all about business.’

I do not agree. I have the greatest respect for ‘Yankee ingenuity.’

I also remember that this is the land of the Melting Pot. Where immigrants from many disparate countries keep coming in, and beginning to contribute to the mix.

I am calling upon anyone and everyone who is interested first, in maintaining a robust and divers mix of cultures. And Second, in maintaining a robust business building culture. Give us your innovative, creative ideas and suggestions.

How can we provide distribution to such foreign, excellent films as those of HONG SANG SOO? How can we suggest new business models to those interested in making culture, in general, and foreign movies in particular, as attractive and as popular as pop corn ? (Well, that IS a stretch. But as popular as whole wheat bread???)

TEAMING BUSINESS AND THE ARTIS/THE ARTIST

Business can learn from the arts – the examples are too numerous to mention. Whether you learn to develop new models for team work and for leadership, or you adopt new types of communication and even social ethics, to make your business and product attractive to your customers..

The arts can learn from business to ‘market’ themselves to wider audiences not by ‘dumbing down’ but by being inventive, as Mr. Gelb is demonstrating.

Above all , I would remind us all to heed Roosevelt’s famous saying:

We Have Nothing to Fear but Fear Itself.

When we are steeped in fear, creativity shrivels.

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All Rights Reserved C 2007 Dinnah G. Pladott, Ph.D..